ALL Stock vs the S&P 500: Returns, Risk and Crash History

Named analysts’ rating and price‑target changes on ALL in the 5 weeks to Oct 12, 2026, shown 30 days after publication (the free analysts’ calls 3 days after). The top‑ranked analysts’ calls are in Exent Gems. See all of the latest analyst upgrades and downgrades.

Of the 577 analyst price targets on ALL set from 2019 until a year ago, 66.0% were reached within 12 months (data to Oct 20, 2026), 2.6 points below the 68.6% hit rate of the median stock in Exent’s study of 794 stocks. Targets that were reached took a median of 99 days. The median target sat 12.6% above the share price on the day it was set.

Where analysts said ALL would be by now: a year ago, 12 analysts had a price target on ALL, and the median of their latest targets was $244.50. On Oct 20, 2026 ALL closed at $249.92, 2.2% above it.

The move on the call runs from the close before the rating change to the close after it; the last column is the stock’s return minus the S&P 500’s over the next three months. Averages of rating changes on ALL through Sep 15, 2026; analysts are not named here. Do analyst upgrades move stocks?

ALL beat the consensus earnings‑per‑share estimate in 12 of its last 12 quarterly reports, through the one on Aug 5, 2026, and the revenue estimate in 9 of 12. From the close before each report to the close after it, the stock moved 2.3% on average, up or down, against 6.8% for the average report across the 1,002 US stocks Exent tracks. It rose after 9 of the 12 reports. In 2 of the 12 beats the stock still fell.

Reported earnings per share against the consensus estimate, revenue surprise in percent, and the stock’s price change over the two sessions around the report. How stocks move after earnings

In fiscal 2023 (the year to Dec 30, 2023), ALL’s largest reported region was the United States, with 95.8% of its $57.1 billion revenue. By region: United States 95.8%; Non-United States 3.6%; European Union 0.6%.

By business, the largest segment was Property Liability, with 93.4% of $64.0 billion revenue (+2.4% on the year before).

From ALL’s annual filings; segment growth compares fiscal 2025 with the year before. Regions are as each company reports them, so one company’s “Asia Pacific” is not another’s. China counts the regions a company reports as China, Greater China or Hong Kong; a separately reported Taiwan is not counted. Which S&P 500 companies depend most on China?

As of Oct 20, 2026, 13 members of Congress had disclosed 56 trades in ALL (26 buys and 30 sales) in STOCK Act disclosures filed with the House and Senate. The latest public trade is dated Aug 12, 2026.

Amounts are the ranges members report, not exact values. The STOCK Act gives members up to 45 days to disclose a trade, so trades appear weeks after they are made. See every member’s disclosed trades

One trade in ALL disclosed in the last 30 days is in Exent Radar.

In the 12 months to Oct 20, 2026, ALL insiders made no open‑market purchases and 61 sales worth $84.1 million, according to SEC Form 4 filings. The last open‑market purchase on record was on Aug 27, 2015.

After the 3 insider purchases of $10,000 or more since 2012, ALL beat the S&P 500 by an average of 15.6 percentage points over the next 12 months; every one was followed by a beat (a small sample). Across all 17,865 insider purchases in Exent’s study, the average was +17.2% and the median +1.0% against the index.

The table lists the latest open‑market purchases on record, leaving out the last 30 days. The chart counts Form 4 purchases and sales by calendar quarter. Purchases are open‑market buys; sales include planned sales under 10b5‑1 trading plans. Do insider buys beat the market?

As of the Sep 30, 2026 settlement date, 2.79% of ALL’s float was sold short: 7.0 million shares, or 2.4 days of average trading volume to cover. A year earlier (Oct 15, 2025) it was 1.24%. The median across the 997 US stocks Exent tracks was 4.77%, so ALL is less heavily shorted than most.

From FINRA short‑interest reports, filed twice a month; the bars show the short share of the float at each month‑end. Days to cover divides the shares short by the average daily volume. The most shorted stocks

At the end of Q2 2026 (Jun 30, 2026), 1,811 institutions reported holding ALL in 13F filings, up 64 from the quarter before and up from 1,643 a year earlier. Their reported holdings add up to 84.0% of ALL’s shares. In the quarter 875 institutions added to their positions and 540 cut them.

Investment managers with over $100 million in US equities file 13F reports within 45 days of each quarter end, so this is the latest complete quarter. Holdings can add up to more than 100% when shares are lent and counted twice. Which stocks institutions are buying and selling

ALL’s diluted share count fell 16.1% over the five fiscal years to fiscal 2025 and fell 1.2% in fiscal 2025 alone. Each share now owns a larger slice of the company. The median change across the 1,005 US stocks Exent tracks was −0.1%.

Stock‑based compensation was $136.0 million in fiscal 2025, 0.2% of revenue. ALL spent $1.2 billion buying back shares, a buyback yield of 2.09% of its market value; stock pay equaled 11.0% of the buybacks.

Weighted‑average diluted shares from ALL’s annual income statements; stock‑based compensation and buybacks from its cash‑flow statement. Stock dilution and stock‑based compensation, explained

In Exent’s Oct 20, 2026 snapshot, ALL’s Piotroski F‑score was 6 out of 9; 62% of scored stocks reach 6 or more. The Altman Z‑score is not meaningful for financial services companies, so it is left out.

The Altman Z‑score combines five balance‑sheet and earnings ratios into one bankruptcy‑risk score: below 1.81 is the distress zone, 1.81–2.99 grey, above 2.99 safe. It is not meaningful for banks, insurers and REITs. The Piotroski F‑score counts nine yes/no tests of profitability, leverage and efficiency; 8–9 is strong, 0–2 weak. Both come from the latest annual statements. Which stocks have the highest bankruptcy risk?

On its latest earnings call (Aug 5, 2026), ALL’s executives and analysts mentioned AI 11 times, against 14 on the call before (Apr 30, 2026); the average across 455 S&P 500 calls that quarter was 12.9. After AI, the most mentioned topic was ai agents (2). Tariffs and recession did not come up.

Word counts in the full transcript of each call, prepared remarks and Q&A, newest first. “AI” also counts generative AI and large language models; “AI agents” counts agentic AI. Which companies talk most about AI?

As of Oct 20, 2026, 57 of the 304 ETFs Exent tracks held ALL. Its largest weight is in RDVY (First Trust Rising Dividend Achievers ETF), at 2.12% of the fund.

Owning several of these funds stacks the same position. How much do VOO, QQQ and VTI overlap?

Thomas J. Wilson, ALL’s Chair, President and Chief Executive Officer, received total pay of $26.7 million for fiscal 2024, up 62.2% from $16.5 million for fiscal 2023, according to the company’s proxy statement filed with the SEC on Apr 17, 2025. 62% of it came as stock and option awards, valued when they were granted rather than when they pay out. The median CEO pay across the 378 S&P 500 companies Exent tracks was $17.2 million, so ALL’s CEO earned 1.6 times as much.

Figures from the summary compensation table of the proxy statement; awards count at their grant‑date value, so one large multi‑year grant can make a single year stand out. CEO pay across the S&P 500