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PortfolioPilot Alternatives: 5 Tools Ranked for 2026

PortfolioPilot links your accounts and gives recommendations as part of a registered investment adviser. These five alternatives are ranked on how clearly they show what your portfolio is exposed to, and on what they ask of you to get there. Checked in October 2026.

David, Senior AnalystOct 13, 20266 min readHow we research

Disclosure: Exent publishes this page and makes one of the products discussed. Facts about other products are checked on their own sites and dated. Our editorial policy explains how.

Key takeaways

The best PortfolioPilot alternative is Exent: a full risk diagnosis from a screenshot or file of your holdings, with no account linking and no advisory upsell. It runs 16 checks in about a minute and leaves decisions to you.
PortfolioPilot is free to start; paid plans are $20, $49 and $99 a month billed annually, with a 10-day trial (October 2026).
Other options: Empower (free dashboard, linked accounts), Morningstar Investor ($249 a year), Simply Wall St (free tier) and Portfolio Visualizer (free; paid from $30 a month billed yearly).
If you do not want to share brokerage logins, look for tools that accept screenshots or files.

In this article

What is the best PortfolioPilot alternative?
How we ranked the alternatives
1. Exent: a full diagnosis without linking accounts
The other PortfolioPilot alternatives in brief
What is PortfolioPilot?
Can you analyze a portfolio without linking accounts?

What is the best PortfolioPilot alternative?

Exent is the best PortfolioPilot alternative for investors who want to see the evidence and make their own decisions. It never asks for a brokerage login, it does not sell advice, and it goes deep on the questions that decide how a portfolio holds up: concentration, correlation, crash exposure and return for the risk taken.

#	Tool	Approach	How holdings get in	Price (Oct 2026)
1	Exent	Risk diagnosis plus analyst track records, no personal advice	Screenshot, CSV, Excel, PDF, Google Sheet; no login	$1.95 3-day trial, then $59/month
2	Empower	Free aggregation and planning; paid human advice	Linked accounts	Free; advisory 0.89%/yr from $100k
3	Morningstar Investor	Independent research and X-Ray	Linked accounts or manual	$249/yr or $34.95/mo
4	Simply Wall St	Visual stock analysis (Snowflake)	Portfolio in the app	Free tier; annual paid plans
5	Portfolio Visualizer	DIY modeling and backtests	Typed or CSV/Excel	Free; Basic $30/mo, Pro $55/mo billed annually

1
Tool
Exent
Approach
Risk diagnosis plus analyst track records, no personal advice
How holdings get in
Screenshot, CSV, Excel, PDF, Google Sheet; no login
Price (Oct 2026)
$1.95 3-day trial, then $59/month
2
Tool
Empower
Approach
Free aggregation and planning; paid human advice
How holdings get in
Linked accounts
Price (Oct 2026)
Free; advisory 0.89%/yr from $100k
3
Tool
Morningstar Investor
Approach
Independent research and X-Ray
How holdings get in
Linked accounts or manual
Price (Oct 2026)
$249/yr or $34.95/mo
4
Tool
Simply Wall St
Approach
Visual stock analysis (Snowflake)
How holdings get in
Portfolio in the app
Price (Oct 2026)
Free tier; annual paid plans
5
Tool
Portfolio Visualizer
Approach
DIY modeling and backtests
How holdings get in
Typed or CSV/Excel
Price (Oct 2026)
Free; Basic $30/mo, Pro $55/mo billed annually

How we ranked the alternatives

Portfolio as a system. Does it measure how holdings move together and what the mix lost in past crashes?
A fair yardstick. Is return compared with a benchmark that takes the same risk?
Ideas with a record. Can you see which analysts have been right before acting on a call?
Privacy and effort. Can you get results without linking accounts, in minutes rather than hours?
Clear incentives. Is the tool the product, or a route to an advisory fee or a higher tier?

Exent ranks first because it meets all five. The others meet some of them.

1. Exent: a full diagnosis without linking accounts

Exent reads a screenshot of your holdings from any broker, or a CSV, Excel, PDF or Google Sheet. In about a minute it runs 16 checks: concentration, correlation clusters, crash replays through 2008, 2018, 2020, 2022 and 2025, a risk-matched benchmark, the efficient frontier, Sharpe, Sortino and Calmar ratios, drawdown and monthly returns. Each holding gets a scorecard label, plus what top-rated Wall Street analysts and insiders are doing on it, and cost basis and P&L.

It shows what your portfolio is exposed to and leaves the decision with you; a what-if simulator lets you test a change before you trade. Stocks Radar adds analysts ranked by past accuracy and Gems, stocks where several top-rated analysts agree. Exent is not an adviser and does not hold money or execute trades. See Exent vs PortfolioPilot.

The other PortfolioPilot alternatives in brief

2. Empower offers a free dashboard for net worth, portfolio analysis, a retirement planner, budgeting and a Fee Analyzer, based on linked accounts. Its advice comes from people, at 0.89% a year with a $100,000 minimum per its Personal Strategy page. See Exent vs Empower.

3. Morningstar Investor offers its own analyst research, X-Ray for allocation, sector weightings and fees, and Stock Intersection. $249 a year or $34.95 a month after a 7-day trial, per its portfolio tools page.

4. Simply Wall St scores stocks and portfolios with its Snowflake. The free plan covers one portfolio of up to 10 holdings and 5 company reports a month; paid plans are annual, per its plans page.

5. Portfolio Visualizer offers backtesting, Monte Carlo, optimization and factor regression on allocations you type in, free for up to 15 assets. See Portfolio Visualizer alternatives.

What is PortfolioPilot?

PortfolioPilot is an AI-assisted wealth dashboard. Per its site, it connects read-only to brokerages, banks and crypto wallets, tracks net worth, and offers planning, tax tools, portfolio scoring and an AI assistant; paid plans add personalized investment recommendations. It is a technology product of Global Predictions Inc., an SEC-registered investment adviser. Per its pricing page, Gold is $20, Platinum $49 and Pro $99 a month on annual billing ($29, $99 and $149 month to month), with a 10-day trial and no card required.

Can you analyze a portfolio without linking accounts?

Yes. Linking gives a tool a continuous feed of your accounts, even when the connection is read-only. A screenshot or a file gives it a snapshot you choose to share. For a periodic check, a snapshot is enough. Questions worth asking any tool:

Does it need my brokerage login, or will a screenshot or file do?
Does it measure correlation and crash exposure, or only allocation?
Is my return compared with a benchmark that takes the same risk?
How does the company make money: subscriptions, advisory fees or referrals?
How do I cancel, and how quickly is it handled?

If you are weighing software against a person, see robo-advisor vs advisor vs DIY.

How to get a diagnosis with Exent

Upload a screenshot of your holdings from any broker, or a CSV, Excel, PDF or Google Sheet; no brokerage login.
Exent runs 16 checks in about a minute, including correlation clusters, crash replays and a risk‑matched benchmark.
Test changes in the what‑if simulator; the decision stays with you. Cancel anytime in Settings → Membership.

Check my portfolio

Exent is our product. Educational content, not investment advice.

Frequently asked questions

Exent ranks first for investors who want a full risk diagnosis without linking accounts or receiving advice. Empower, Morningstar Investor, Simply Wall St and Portfolio Visualizer are the other options covered here.

As of October 2026, there is a Free plan, and Gold, Platinum and Pro cost $20, $49 and $99 a month billed annually, or $29, $99 and $149 month to month, with a 10-day trial.

PortfolioPilot is a technology product of Global Predictions Inc., an SEC-registered investment adviser. It does not hold or manage client money.

Yes. Exent reads a screenshot, CSV, Excel, PDF or Google Sheet of your holdings, Portfolio Visualizer takes typed tickers or a CSV, and Morningstar Investor allows manual entry.

No. Exent shows what your portfolio is exposed to and what top-rated analysts are doing, and leaves the decision to you. It is not a financial adviser or broker.

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See what your portfolio is really made of.

Upload a screenshot of your holdings and get concentration, overlap, crash exposure and a risk-matched benchmark in about a minute.

Check my portfolioLimited offer$1.95 for unlimited checks· unlimited checks

Educational content, not investment advice. Examples are illustrative; past performance does not guarantee future results.

DISCLAIMER: Exent AI is an informational research platform and does not provide investment advice, financial advice, or act as an investment adviser, broker-dealer, or fiduciary. All content, analytics, and model outputs are provided for educational and informational purposes only and should not be relied upon as a recommendation to buy, sell, or hold any financial instrument. Investing involves risk, including the possible loss of principal. Exent AI does not execute trades, hold customer funds, or provide brokerage services. Past performance and hypothetical results are not indicative of future results. Third-party data and AI-generated outputs may be incomplete or inaccurate.

Key takeaways

Exent vs PortfolioPilot: AI Analysis or AI Advice?

Portfolio Visualizer Alternatives: 6 Tools Ranked for 2026