Portfolio Visualizer is a backtesting lab: you type in every ticker and read the statistics yourself. These six alternatives are ranked on how quickly they tell you what your real portfolio is exposed to. Prices checked in October 2026.
Exent is the best alternative for most investors who want to understand their own portfolio, because it removes the two hardest steps in Portfolio Visualizer: typing every holding in and interpreting raw statistics. The full ranking:
| # | Tool | What it focuses on | How holdings get in | Price (Oct 2026) |
|---|---|---|---|---|
| 1 | Exent | Risk diagnosis of the portfolio you own, in plain English | Screenshot, CSV, Excel, PDF, Google Sheet; no login | $1.95 3-day trial, then $59/month |
| 2 | testfolio | Backtesting with long simulated histories | Typed, or CSV (Pro) | Free account; Pro $12.50/mo, Pro+ $25/mo billed annually |
| 3 | Koyfin | Market data, charts and portfolio views | Portfolios in the app | Free; Plus $39/mo, Premium $79/mo |
| 4 | Morningstar Investor | Fund research and X-Ray of allocation and fees | Linked accounts or manual | $249/yr or $34.95/mo |
| 5 | Empower | Net worth and allocation across linked accounts | Linked accounts | Free |
| 6 | PortfolioPilot | Recommendations across linked accounts | Linked accounts or manual | Free; Gold from $20/mo billed annually |
Most tools treat a portfolio as a list of tickers. The question that matters is whether the holdings work together as a system. We ranked each tool on five criteria:
Exent ranks first because it covers all five. The others cover part of the list.
Exent starts from the holdings you already have. Upload a screenshot from any broker, or a CSV, Excel, PDF or Google Sheet, and it runs 16 checks in about a minute, each explained in plain English. It works in any browser, phone first, and supports multiple portfolios. See how a crash replay works.
| Check | What Exent shows |
|---|---|
| Concentration and overlap | Position sizes and correlation clusters: holdings that move together |
| Crash replays | What today’s mix would have lost in 2008, 2018, 2020, 2022 and 2025 |
| Benchmark | A risk-matched benchmark, so return is judged against the risk taken |
| Efficiency | Efficient frontier, Sharpe, Sortino and Calmar ratios, drawdown, monthly returns |
| Holdings | Scorecard labels, analysts and insiders on each stock, cost basis and P&L |
| Changes | A what-if simulator to test new tickers or weights before you trade |
2. testfolio is a backtester. A free account includes the portfolio backtester, tactical allocation, simulated tickers and factor regression; Pro adds CSV import and full optimizer access, per its pricing page, which calls current prices early-member rates. See Portfolio Visualizer vs testfolio.
3. Koyfin is a market data platform with charting, dashboards, screeners and portfolios. Per its pricing page, Plus ($39 a month) adds 10 years of financials and transcripts, and Premium ($79 a month) adds advanced portfolio analytics.
4. Morningstar Investor ($249 a year or $34.95 a month, 7-day trial) includes X-Ray for asset allocation, sector weightings and fees, and Stock Intersection for companies held through several funds.
5. Empower offers a free dashboard with net worth, allocation, a benchmark comparison and a stress test, based on linked accounts. See Exent vs Empower.
6. PortfolioPilot links to brokerages, banks and wallets and offers recommendations and an AI assistant; paid plans start at $20 a month billed annually. It is a product of Global Predictions Inc., a registered investment adviser. See PortfolioPilot alternatives.
Portfolio Visualizer is a research lab for asset allocation. Every plan includes backtesting, Monte Carlo simulation, optimization along the efficient frontier, factor regression, tactical allocation models and export, per its pricing page. The free plan runs backtests of up to 15 assets with limited history. Basic ($30 a month) and Pro ($55 a month) are billed annually and raise the limit to 150 assets. Holdings go in by typing tickers and weights or importing a CSV or Excel file; its FAQ does not mention screenshot import or connecting a broker.
Whatever tool you use, these are the questions that matter for real money. Our guide on how to analyze your stock portfolio walks through each.
Exent ranks first for investors who want to understand the portfolio they own: it reads a screenshot or file, runs 16 checks in about a minute and explains the results in plain English. testfolio, Koyfin, Morningstar Investor, Empower and PortfolioPilot are the other options covered here.
testfolio has a free account with a portfolio backtester, and Koyfin and Empower have free plans. Portfolio Visualizer itself is also free for backtests of up to 15 assets.
As of October 2026, Free costs nothing, Basic is $30 a month and Pro is $55 a month, both billed annually. Pro is the only plan for commercial use.
You can type holdings in or import a CSV or Excel file. Its site does not mention connecting to a brokerage.
Exent needs the least setup: upload a screenshot of your holdings and the checks run in about a minute, with each result explained in plain English.
Upload a screenshot of your holdings and get concentration, overlap, crash exposure and a risk-matched benchmark in about a minute.
Educational content, not investment advice. Examples are illustrative; past performance does not guarantee future results.