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Exent vs PortfolioPilot: AI Analysis or AI Advice?

PortfolioPilot links your accounts and, on paid plans, gives recommendations as part of a registered investment adviser. Exent analyzes your portfolio in depth without a login and leaves every decision to you. Here is how they compare.

David, Senior AnalystOct 13, 20265 min readHow we research

Disclosure: Exent publishes this page and makes one of the products discussed. Facts about other products are checked on their own sites and dated. Our editorial policy explains how.

Key takeaways

For a deep look at portfolio risk, Exent goes further: five crash replays instead of three scenarios, correlation clusters, a risk-matched benchmark and analysts ranked by past accuracy, with no account linking.
PortfolioPilot is a technology product of Global Predictions Inc., an SEC-registered investment adviser; its paid plans include investing recommendations on linked accounts.
Exent is research software, not an adviser: it runs 16 checks on your holdings, explains them, and you decide.
As of October 2026, PortfolioPilot had a free plan and paid tiers from $20 a month billed yearly; Exent starts with a short paid trial.

In this article

Exent or PortfolioPilot: what is the difference?
Exent vs PortfolioPilot side by side
What is PortfolioPilot?
What does Exent show that PortfolioPilot doesn’t?
Do you have to link your accounts?
Why choose analysis over advice?

Exent or PortfolioPilot: what is the difference?

Analysis versus advice. Exent reads your holdings from a screenshot or file, measures the risk in detail, and explains it, so you can make your own decision with full information. PortfolioPilot connects to your accounts and, on paid plans, tells you what to adjust, as part of a registered investment adviser. For investors who want to understand their portfolio rather than be told what to do, Exent is built for the job.

Exent vs PortfolioPilot side by side

	Exent	PortfolioPilot
What it is	Portfolio analysis and research software	AI investing and planning platform from an SEC-registered adviser
How holdings get in	Screenshot, CSV, Excel, PDF or Google Sheet; no login	Linked accounts (12,000+ institutions, read-only)
Crash or scenario tests	Replays of 2008, 2018, 2020, 2022, 2025	Dot-com, Global Financial Crisis, Covid-19
Correlation clusters	Yes	Not advertised
Risk-matched benchmark	Yes	Not advertised
Sharpe, Sortino, Calmar, efficient frontier	Yes	Not advertised
Analyst track records and insider activity	Yes	Not advertised
What-if simulator	Yes	Not advertised
Personalized recommendations	No; research and explanation only	Yes, on Gold and higher
Price (Oct 2026)	$1.95 3-day trial, then $59/month	Free; Gold $29/mo ($20 yearly), Platinum $99 ($49), Pro $149 ($99)

What is PortfolioPilot?

PortfolioPilot is a net worth and investing platform that works from linked accounts: brokerage accounts, 401(k)s, IRAs, crypto, real estate and private equity. Its free plan includes retirement and scenario planning. Paid plans add investing recommendations, tax-impact analysis and an AI assistant. Per its pricing page (October 2026), Gold is $29 a month or $20 billed yearly, Platinum $99 or $49, and Pro $149 or $99, with a 10-day trial. The company states it has read-only access to connected accounts and does not manage money.

What does Exent show that PortfolioPilot doesn’t?

Depth of risk analysis. In about a minute Exent runs 16 checks: concentration, correlation clusters, crash replays through five different selloffs, a risk-matched benchmark, Sharpe, Sortino and Calmar ratios, an efficient frontier, drawdowns and monthly returns, a holdings scorecard, and cost basis and P&L.

Five replays matter because crises hit different holdings. The 2022 rate shock hurt long-duration growth stocks and bonds together; 2008 hit banks and cyclicals; the 2025 tariff selloff had its own pattern. More in our portfolio stress test guide.

Exent also brings the market in: what Wall Street analysts and insiders are doing on your holdings, analysts ranked by past accuracy, Gems where several top-rated analysts agree, and daily market context with cited sources.

Do you have to link your accounts?

Not with Exent. You share a screenshot or file of your holdings, and nothing connects to your brokerage. That suits investors who do not want any third party connected to their accounts, or whose broker is hard to connect. Exent supports several portfolios, so each account can be checked on its own or side by side. PortfolioPilot’s net worth view, recommendations and tax tools draw on linked accounts.

Why choose analysis over advice?

Because you keep the decision and see the reasoning. A recommendation tells you what to do; an analysis shows why the portfolio is risky, which holdings drive that risk and what a change would do, so you can judge it yourself. Exent is not a financial adviser: it does not hold funds, execute trades or give personal advice. Our overview of robo-advisors, advisors and DIY covers the wider choice, and PortfolioPilot alternatives lists other tools.

How to analyze your portfolio with Exent

Upload a screenshot of your holdings, or a CSV, Excel, PDF or Google Sheet; no brokerage login.
Exent replays the portfolio through 2008, 2018, 2020, 2022 and 2025 and compares it with a risk‑matched benchmark.
Review analyst and insider activity on your holdings, then test changes in the what‑if simulator before you trade.

Check my portfolio

Exent is our product. Educational content, not investment advice.

Frequently asked questions

Exent analyzes your portfolio from a screenshot or file and explains the risks, without giving personal advice. PortfolioPilot links your accounts and, on paid plans, gives recommendations as part of a registered investment adviser.

Exent. It replays your holdings through five selloffs, groups them into correlation clusters and compares them with a risk-matched benchmark, alongside Sharpe, Sortino and Calmar ratios.

PortfolioPilot is a technology product of Global Predictions Inc., which describes itself as an SEC-registered investment adviser. A paid subscription is needed for personalized investment advice.

As of October 2026 there is a free plan, Gold at $29 a month or $20 a month billed yearly, Platinum at $99 or $49, and Pro at $149 or $99, with a 10-day trial.

No. Exent reads a screenshot of your holdings, or a CSV, Excel, PDF or Google Sheet. There is no brokerage login or account linking.

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Educational content, not investment advice. Examples are illustrative; past performance does not guarantee future results.

DISCLAIMER: Exent AI is an informational research platform and does not provide investment advice, financial advice, or act as an investment adviser, broker-dealer, or fiduciary. All content, analytics, and model outputs are provided for educational and informational purposes only and should not be relied upon as a recommendation to buy, sell, or hold any financial instrument. Investing involves risk, including the possible loss of principal. Exent AI does not execute trades, hold customer funds, or provide brokerage services. Past performance and hypothetical results are not indicative of future results. Third-party data and AI-generated outputs may be incomplete or inaccurate.